The Bank of England’s Credit Conditions Review shows that the mortgage market is not as gloomy as it may seem for some borrowers, despite the expected base rate rise next month.

Their figures show that higher loan to value (LTV) mortgage rates are still going down, so borrowers looking to buy with only a 10% deposit will currently find the market in their favour.

Whilst overall mortgage rates are on the rise due to the expected base rate increase in May, the average household interest rate in March was 2.21% for a two-year fixed 90% LTV mortgage according to Moneyfacts. This is a reduction of 12 basis points since August 2017.

Source: Read complete post at AppraisalNewsCast which is a famous real estate news blog.

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